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Philadelphia Social Security Disability Law Blog

Different disability benefit options for disability sufferers

Social Security disability benefits are an important resource for a number of disabled individuals. Because of the importance of disability benefits for disabled individuals and for many of their families, it is helpful to be aware of the different options available depending on the disabled individual's situation. There are generally two options that may be available through the Social Security Administration (SSA) for disabled individuals, including Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI).

In general, SSDI is available to disabled individuals who are unable to work because of a medical condition that is expected to last 12 months or longer or result in death. In addition, SSDI benefits are based on work history and taxable income paid into Social Security. A variety of parties may be eligible to receive SSDI benefits including disabled or blind workers, their children, widowers and adults disabled since childhood. Alternately, SSI benefits are not based on work history and may be available to disabled individuals in different situations.

Social Security disability options for cancer sufferers

Social Security disability benefits are available to help disabled individuals suffering with disabling medical conditions and illnesses. During 2016, greater than 1 million individuals were diagnosed with cancer worldwide. National Cancer Survivors Day was recently observed in the United States. Options for those suffering with cancer may be available for them to receive disability benefits through the Social Security Administration (SSA). One way that the SSA offers disability benefits is through the Compassionate Allowances list.

The Compassionate Allowances list includes medical conditions and illnesses that are considered so severe that they qualify for expedited processing and require minimal medical information. A number of different types of cancers are included on the Compassionate Allowances list. Additional medical conditions that are considered to qualify unquestionably for disability benefits are also on the list. In addition, the SSA has a process to add additional medical conditions to the Compassionate Allowances list.

Receiving Medicare benefits with disability benefits

Individuals suffering from disability have many questions about their future. Whether an individual was born with an impairment or it was acquired later in life due to an injury or an illness, living with a disability can be very debilitating. For some, their disability does not prevent them living a normal life. However, others are living with a serious disability, preventing them from being about to work or perform substantial gainful activity. In those cases, Social Security disability benefits are utilized to recover necessary funds to meet their basic living needs.

While applicants seeking disability benefits are concerned with the application process and what they must do if their claim is initially denied, many are also concerned about their rights concerning medical benefits while they are receiving Social Security disability benefits.

What is the appeal process for denied SSI claims?

For some Philadelphia residents, having a limited income can be very financially straining. When this is due to a disability, an individual might have the opportunity to apply for certain benefits through the Social Security Administration. Supplemental Security Income, or SSI, is a benefit afforded to those with limited income that have personal assets within the eligibility requirements and are determined to be 65-years-old or older, a disabled or blind adult or a disabled or blind child.

SSI benefits are still available to those who collect Medicaid; therefore, those receiving other benefits should not be deterred from applying for these benefits. However, those that are initially denied should not be deterred and should understand their rights to appeal the decision.

Injured workers applying for disability benefits

Suffering an unexpected injury could greatly impact the lives of individuals in Pennsylvania and elsewhere in the nation. Not only are the medical bills and treatment plans overwhelming but the emotional impacts the injury can have on the victim's life are also debilitating. Depending on the severity of the injury, an accident victim may find it difficult to maintain any gainful employment. Because of that, the injured party might need to seek out resources to offset these financial troubles caused by the injury.

The Social Security Administration estimates that Americans have a 30 percent chance of becoming disabled before they reach retirement age. While this is an upsetting figure, there are resources available to those disabled permanently or temporarily due to an injury. Social Security provides the means for disabled workers, their spouses and their children to receive disability benefits.

Helping you understand your Social Security Disability rights

Having ones ability to work be limited is not an easy predicament to be in. This is especially true when an injury or illness has made it difficult for individuals in Philadelphia to work for an extended period of time, or to ever return to work. Such a situation likely presents financial challenges, making it impossible to make ends meet. In these matters, there are government programs available that could provide financial assistance; however, obtaining Social Security Disability, or SSD benefits, is not always easy.

At the law firm of Krasno Krasno & Onwudinjo, we are dedicated to advocating for those unable to work due to a disability, ensuring our clients know their Social Security rights. The Social Security process can be confusing and challenging to navigate. Therefore, our experienced attorneys are focused on educating our clients, taking the time to explain the process and understanding the client’s goals when it comes to securing Social Security Disability benefits.

What steps to take when you are denied SSD benefits

Applying for Social Security Disability benefits is not an easy process. While applicants in Philadelphia and elsewhere might count on being approved, the fact is that many applicants are denied each year. Although this can be a discouraging matter, those suffering a disability should understand that they have options available to them if they are initially denied SSD benefits.

Being denied SSD benefits is not the end all for applicants. There are ways an applicant can turn their situation around and gain approval. The best way to take action after being initially denied is by becoming informed and prepared for the next process. This will not only speed up the process but will also ensure that everything was carried out properly and efficiently.

Getting disability benefits for a mental condition

Living with a mental illness or other mental condition can be very difficult. People can spend their entire lives just fighting to live as normal of a life as possible. It may be difficult for them to complete basic tasks or to live on their own. For many of these individuals, working is out of the question. Many struggle so much just to complete everyday tasks, and adding a job to the mix would be too much.

However, just like everybody else, individuals with mental conditions still need income in order to survive. They still have expenses and bills that need to be paid. Some people receive support from their families, but others are left with very few options.

How do living arrangement affect SSI benefits?

When disabled individuals are unable to meet their financial needs, they can qualify for a variety of social programs. Supplemental Security Income is one of those programs. SSI benefits can help individuals with few assets receive some monthly income to meet their living expenses. However, there are many requirements that must be met in order for people to qualify for SSI benefits.

People should understand how their living arrangements can affect their ability to collect SSI benefits. Under Social Security Administration rules, any support a person receives for shelter or food each month can be deducted from the amount of money that a person receives each month in SSI benefits. Therefore, if people qualify for SSI benefits but receive housing support, their monthly payments can be reduced.

New Pennsylvania law could help those on SSI

When people in Pennsylvania are disabled, they may find it difficult, if not impossible, to work. Since they have very few opportunities for employment, many need to rely on social services, like Social Security disability benefits, in order to make ends meet. However, when applying for these benefits, individuals often need to be careful about the number of assets they have available to them. In some situations, accumulating assets or other social services can put their Social Security benefits, particularly Supplemental Security Income, at risk.

This is especially true for disabled children whose parents may have access to other assets. Parents are forced to keep assets out of their children's names so they don't risk their children losing eligibility for SSI benefits. However, the situation just got easier in Pennsylvania.

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