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Philadelphia Social Security Disability Law Blog

Don't let an illness keep you from your benefits

Living with a serious illness can be very difficult. People who spent the majority of their lives as healthy, independent people may suddenly be forced to rely on others for their day to day care. People may find themselves unable to work, to leave the house or to complete simple tasks. Things they once enjoyed may suddenly be too burdensome. People may find themselves retreating from everyday life, just to stay as comfortable as possible. Or, people may simply be unable to enjoy life as they once could.

In these cases, Social Security Disability benefits can be extremely important. These hard-earned benefits can help people pay for their expenses, seek medical treatment and rehabilitative care. They can help Pennsylvania families stay afloat when a person's income is suddenly gone.

Medical examinations for Social Security disability benefits

When a person needs disability income, it is important that the individual understand the process. It is often not as simple as filing out an application claiming that a person cannot work. In fact, applying for Social Security disability benefits can be a long and complicated process. The Social Security Administration will look for very specific evidence that a particular person is unable to work and meets all the criteria for benefits.

One requirement, according to the SSA, can be a medical examination. This examination is necessary when the Social Security Administration does not have enough evidence from other medical professionals to make a decision about whether a person qualifies for benefits. In these cases, an approved medical professional will examine the person and create a report for the SSA to review.

When are children immediately eligible for SSI benefits?

When a child is born with a disability, the child's parents may have a lot of unanswered questions about the child's health. They may be concerned about the child's long term prognosis, about immediate medical concerns and about finding answers about the child's current medical condition. At first, these questions are likely to be the sole focus to the parent's. However, over time, parents are likely to ask broader questions, especially about what services are available to their child.

Children who are living with disabilities often require a lot of services. From rehabilitation to medical care and therapies, these services can help the child live as normal of a life as possible. But, they are often expensive. For parents, who may lose time from work to care for the child, these expenses can become overwhelming.

Work credits and disability benefits

Social Security disability benefits help people who are unable to work as a result of a disability. These benefits help people who have limited options when it comes to earning enough money to pay for their everyday expenses. These disabilities can be the result of either a serious injury or illness, but must keep a person from being able to perform any substantial work.

However, in order to qualify for these benefits strict requirements must be met. If people cannot prove that these requirements have been met, they may be denied coverage.

Family denied disability benefits despite severe illness

Living with a debilitating illness can take its toll on any family. Not only does the person with the illness suffer, but so does the rest of the person's family. Family members often take on the role of caretaker and attend to the sick person's every need. They also have the difficult task of managing doctor appointments, rehabilitation appointments, medical bills and every day expenses. This tireless and thankless job is made harder when the family does not have the income it needs to make ends meet.

In these situations, Social Security disability benefits are supposed to help. They are supposed to help cover some of the income lost by disabled individuals that need long term care. These benefits are supposed to help bridge the gap for families and make life easier. However, the system doesn't always work this way.

Fighting for your child's right to Social Security benefits

Children are a precious gift in the eyes of their parents. Parents often just want to do what is best for their children in all circumstances. Part of that includes getting children the appropriate medical care and education. For a child with disabilities, medical expenses, rehabilitation costs and educational costs can be significantly higher than for a typical child. Pennsylvania parents of children with disabilities can easily face financial difficulties as they try to balance these extra expenses with their own everyday needs.

When parents have a child with disabilities, they may qualify for Social Security programs to help alleviate some of this financial pressure. These programs -- including Social Security Disability Insurance and Supplemental Security Income -- provide income for disabled children if they meet the eligibility requirements.

What Social Security benefits are available to blind individuals?

There are a variety of situations where people are unable to work. In some cases, people are unable to work because of a physical or mental disability. In these cases Social Security programs may be available to help people receive the income they need to meet their day-to-day needs. Social Security benefits, however, can be difficult to understand. The available benefits often change depending on the person's disability and the person's work history.

People who are low vision, or blind, are in a unique situation. Blind Pennsylvania residents may wonder -- what Social Security benefits are blind people entitled to? According to the Social Security Administration, blind individuals can qualify for benefits through the Social Security Disability insurance program and the Supplemental Security Income program, depending on their situation.

Injured veterans and Social Security benefits

When Pennsylvania residents suffer a disabling injury at work, they may be entitled to Social Security disability benefits. These benefits allow Pennsylvania workers to pay for their everyday expenses while they are unable to work. These benefits are earned by workers as they pay taxes each year. Men and women who work in the military are no different than civilian workers when it comes to Social Security disability benefits.

If a member of the military receives an injury, that person may be entitled to benefits. While the Veterans' Association has its own benefits, veterans can also still apply for Social Security disability benefits. However, in order to qualify for SSDI benefits, the Social Security Administration says that the veteran or wounded warrior must not be able to complete any substantial work because of the injury and the medical condition that prevents the person from working must last for at least 12 months. Soldiers still need medical documentation of their injuries and that it prevents them from working.

When can children receive their parents' SSDI benefits?

Working adults are required to pay a portion of their wages to the Social Security system. Part of these benefits are for retirement, but the other part of these benefits are for Social Security Disability Insurance. These benefits are then available to the working adult should the person suffer a disabling illness or injury. If the person does become disabled, this money could be used to pay the expenses that would normally be paid with the person's wages.

In some situations, however, a working adult has a disabled child. When in this situation, you may wonder if your child can take advantage of the SSDI benefits that you have accrued. According to the Social Security Administration, the answer to this question depends on how old your child is. If your disabled child is under the age of 18 -- or 19 if still in high school -- the child will qualify to use your SSD benefits.

Obama proposes solution for SSD budget shortfall

When people are living with a disability, they often come to rely on Social Security benefits to help provide some source of income. Many people cannot physically work and these benefits are the only way they are able to meet their day-to-day needs. For these people, and their families, changes to the Social Security disability system can have a huge impact on their lives.

Recently, the issues of SSD benefits has become somewhat politicized. Members of the House of Representatives have passed rules that make it difficult to fund the SSD program without a complete overhaul of Social Security. Without additional funding, the SSD program will be out of money in 2016. Practically, this means that people receiving SSD benefits would see an immediate 20 percent decrease in their benefits.

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